By Melody Fowler Have you ever received a billing statement only to discover that the amount due is higher than what you expected or that the money just isn’t there to pay it? Does this uncertainty in bills make you dread opening your email account or getting your mail […]
A Day Late And A Dollar Short
By Melody Fowler This week we begin our series focused on getting through a difficult time when the money is not there. When you have more money going out then you have coming in it is easy to lose hope. The goal of this series is to help you get […]
Cutting Costs Related To Groceries
By Melody Fowler In the middle of the current pandemic our budgets are feeling the squeeze. In addition, food prices are going up due to shortages as food manufactures grapple with keeping their workforces healthy. Some of these changes include learning how to order groceries online for deliver/pickup, wearing a […]
Three Easy Ways To Reduce Spending Today
Cutting expenses can feel daunting for anyone. Here are some tips to help you in your efforts to curb spending from RUW Financial Coach, Melody Fowler. Reduce Subscriptions Services Subscriptions whether traditional mediums such as magazines, newspapers, and cable or modern offerings such as shipping and stream services, have a […]