Rappahannock United Way

3310 Shannon Park Dr., Fredericksburg, VA 22408    |    (540) 373-0041

Focus Area: Financial Stability

piggy bank with smile

Financial Self-Reliance for Individuals and Households.

RUW focuses on helping ALICE (Asset Limited, Income Constrained, Employed)  individuals and households gain financial self-reliance through positive financial practices and employment. Our goal is to ensure that individuals have the skills needed to hold a steady job in today's workplace and to balance spending and savings with income.


Here Are The Financial Outcomes We Target:

  • Positive Financial Practices: Families and households sustain financial self-reliance through positive financial practices. These include: increasing income, savings, assets, reducing debt, improving credit worthiness, maintaining quality childcare, maintaining reliable transportation, increasing access to affordable housing, financial products and services, and an increase in knowledge about legal rights and obligations.
  • Financial Stability through Employment: Families and households sustain financial self-reliance by either obtaining and maintaining employment, increasing their wages, maintaining quality childcare, receiving job skills training, earning job-relevant licenses, certificates, or credentials.



Financial Resources Available

Free Financial Coaching

Our Goal is to help individuals and households reach their financial goals.  RUW offers free Financial Coaching 1 on 1 and  Financial Literacy Workshops on Saving, Debt, Budgeting and Credit.

Due to COVID-19 all of our workshops and 1 on 1 coaching are being offered over the phone or zoom. 



Free Virtual Income Tax preparation and filing services for those who made $80,000 or less in 2020. Visit our website for more information.


Through virtual workshops Mission: Independence students will gain hands on experience building tailored resumes and learn to build positive financial practices including budgeting, credit and avoiding debt.


You don’t need thousands of dollars in savings or a large income to start planning your financial future. All you need are a few goals, the confidence to get started and maybe some help along the way – which is where we come in.