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Income is one of the essential building blocks to a good life. Our goal is to ensure that every person in the Fredericksburg area has the skills to hold a steady job and make enough income to support a family through retirement.


  • More households align spending and savings with income
  • Basic needs


Rappahannock Region Financial Stability Coalition is a Rappahannock United Way led coalition that educates low income workers about their eligibility for various tax credits and provides free tax return preparation and asset building education and information.

Program Outcomes

Affordable Childcare – providing high quality, low cost before and after school programing to more than 200 children of low to moderate income working parents.  As a result parents are able to maintain long term sustainable employment and / or education.

Free Tax Preparation and Financial Education – providing free financial services to more than 1,200 low to moderate income households – increasing their financial assets, improving financial self-sufficiency and enhancing their ability to support themselves and their families long in to their future.

Financial Counseling and Support – providing free financial counseling and support to more than 50 households facing foreclosure and other financial crisis.  As a result of financial services mortgage payments become more affordable and homes are retained.

Legal Services – providing free legal counsel to more than 275 low-income families to help overcome legal obstacles to obtaining child and spousal support, ensuring long term financial stability for the family.

Housing Services – providing short term emergency and long term transitional shelter to more than 750 homeless individuals and families. Supplemental services provided help residents attain the tools needed to move from homelessness to self-sufficiency. With support individuals will transition to successful, independent living, improving their quality of life and breaking the cycle of homelessness for them and their family.

Emergency Financial Assistance – providing financial counseling and support to help more than 10,000 low-moderate income families identify and overcome the cause of financial crisis – avoiding foreclosure, eviction and disruption to utilities.

Food Assistance – providing food assistance to help remove hunger as a barrier to success for adults and children from over 8,000 local low-income households.

Total Rappahannock United Way Invested in Income for 2013/2014 = $269,748